Federal exchanges finally make it easier to see actual insurance costs

From the New York Times no less! When you offer low premiums, generally there is a higher deductible involved. This is nothing new, but the grand marketing campaign that is the Obama administration hid – on purpose – the deductibles associated with insurance policies on the federal exchange … until two weeks before the deadline.

From The New York Times this morning, with my emphasis.

Until now, it was almost impossible for people using the federal health care website to see the deductible amounts, which consumers pay before coverage kicks in. But federal officials finally relented last week and added a “window shopping” feature that displays data on deductibles.

One person I know who was shopping this month found their deductible premium had dropped about $190 per month on a “comparable” plan here in Connecticut. But the new plan had a $1,500 deductible – compared to nothing before – and did not cover the migraine medication he takes as needed between four and six times per month. The pills are something like $40 per pill.

But the policy does include coverage for pregnancy and mammograms … that he does not need. From Erika Johnsen at Hot Air.

… those miraculously low premiums aren’t really much of a favor if they’re accompanied by much higher deductibles, co-payments, and drastically limited provider networks, are they?