College just got more expensive…
…thanks to Obamacare.
One of the many pieces of Obamacare that we can now see since it has been passed, is the requirement that insurance policies increase the limits of their annual coverage. This has a major impact on the cost of insurance, particularly for college students.
The State University of New York at Plattsburgh said its 2011-2012 premium was $440 for a plan that covered up to $10,000 for each injury or sickness. Officials said the premium for the coming year would be $1,300 to $1,600 for a plan that meets the new requirements.
A student at Bethany College in Lindsborg, Kansas will see their premiums increase from $445 to more than $2000 per school year.
So, here is what is happening this September.
Lenoir-Rhyne University of Hickory, N.C., the University of Puget Sound in Tacoma, Wash., and Cornell College in Mount Vernon, Iowa—all private liberal-arts colleges—have told students they are dropping school-sponsored limited-benefit insurance plans starting in the fall. The three colleges said students’ premiums would have gone up roughly tenfold, and they said they could no longer justify making students sign up if they didn’t have their own insurance.
Yes, these are”‘limited-benefit” policies, but, at least they are insurance policies. And, isn’t some insurance coverage better than none at all?
The insurance exchanges, once implemented, will not help these students, as no policy sold on an exchange can exclude all of the Obamacare “whistles and bells”.
But, I know you all will be happy to learn that:
[s]ome unions and employers can still offer plans to lower-wage hourly workers that have limited benefits similar to those of the student plans, because they were given waivers by the administration allowing them to continue those plans until 2014. Schools can’t apply for the same waivers for student plans. [emphasis supplied]
Why is it that under this administration, unions seem to get all the perks?
19 Comments
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Perhaps these students could find some parents who could cover them until they are 25 under the family insurance policies.
They could, but, it actually costs the parents?additional premiums?to keep their “children” on their policies until the “children” are 26.??That costs the parents?far more than the parents would have paid for?the college plan before Obamacare…which is why the college plan was so attractive to parents.
Just great.?? Students at my institution, a smaller state school, are already scrambling for funding to continue school.? Tuition is low, but fees keep increasing to offset state funding cuts.??
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Now this.
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I wonder how many of these ?bama babies are going to see the connection before they mindlessly vote for him again?? I wonder how many of them are going to realize that they aren’t his little favorites, but rather, useful idiots, when they see the unions getting special waivers.
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Looks like another attack on the middle class by ?bama et al.
You hit the nail on the head… and all the while they are essentially looting the working class in order to run the expanded bureaucratic redistribution machine they are propagandizing that same working class to believe that the very rich are being made to pay their fair share.?
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It is a profound insult to persuade what is effectively a victim of a robbery to aid and abet the thief.? The tactics employed by this administration are a tell that they know exactly what they are doing and none of this is intended to do anything but undermine what used to be the foundation of what was once a strong economy.? Ramming through bills like the “Affordable (haw-haw) Care Act” by forcing votes? before anyone has a chance to examine the contents reflects an understanding that what is contained will be very toxic for the working class.
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Modern day Trojan Horse here as the front line in the economic warfare being waged against the US is our own government.
Now this totally ticks me off. I used to write college policies all the time. These policies were excellent ( and didn’t? cover birth control BTW ). ?They were affordable but met most needs for the students. It is the stupid mandates ?in the policies and smaller pool of well people that will increase the costs of these policies. A pox on Rep. Snowe and Collins who insisted that additional mandates were needed in Obamacare policies.
The Russians were always working on 5 and 10 year plans…? Possibly, our Socialist in Chief, will simply have student loan debt serviced exclusively by government agencies and then offer some relief if students then take jobs working for some sort of civilian police force which is just as powerful & well funded as the US military…? And you could then put on your jack boots or go look for work in the shrinking private sector where you’ll find half the pay, less benefits, no pension…?
Everytime the government gets involved the cost goes up.
The creeping, incremental tentacles of ?bamunism are further revealed.
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We really need a new president and a repeal of ?bamaCare!
How about they do not buy health insurance, so the rest of us pay for their health care services as we do now for those w/o health insurance?
How about they either buy insurance or, if not, pay for whatever care they receive by whatever means necessary, leaving the rest of us out of the equation.? Get a loan.? Just because a hospital has to treat someone doesn’t mean that the hospital should absorb the costs (or pass them onto us, more accuratel
How about passing healthcare reform that fixes the problems and leaves what works well alone!
You have to love dreamers! Meanwhile refuse to accept what you got (and complain a-la SOS).
Ah, dreamers and complainers!? Better than complacency and contentment with whatever is doled out to us.
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Should you always “accept what you got” and never seek to improve the situation?? That isn’t what made this country great; it smacks of Eurosocialism…
Ah, dreamers and complainers!? Better than complacency and contentment with whatever is doled out to us.
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Should you always ?accept what you got? and never seek to improve the situation?? That isn?t what made this country great; it smacks of things you see in Europe, and you know how well that is working!
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(Steve: just delete the “moderated” post)
Did you get “moderated” too?? 🙂
Yeah.? You can’t use the “S” word (the one describing the overriding government style used in Europe).? Not sure why it is flagged, but it is.? I got my point across regardless.
Ok, I am a dreamer and proud of it! If you just dream with no hard work, you will never succeed. However, if you work at your dream you can succeed. My most important accomplishment was raising two independant sons. I dreamed, I worked, I succeeded! You can succeed in everything in life if you dream hard enough and work hard enough!
I think television ate our dreams….
“Why is it that……unions get all the perks?”
You do not ask the questions comerade.? We ask the questions.??